VT -
You've pretty much got it. To join PicturePath you have to pay the upfront $5000, and then it's $19.95 for each tour uploaded (up to 6 scene). The tours can be a full 360 x 180, or basically whatever you want as long as there's a viewer to accomodate the format.
The only place I've seen that will allow you to not use their hosting service as a pre-req for posting to the realtor.com network is vrguild (360 x 180). For your single fisheyes you've got 360vre, of course. Then, there are quite a few places out there that will allow you to post to their newtork, then to Realtor.com. I think the cheapest I ever found was like $29 for 6 scenes, KND virtual tours sticks in my head, but I can't say for sure.
Hope that helps a little.
-Steve
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